FINANCIAL CLARITY. PURPOSEFUL GROWTH. partners@kndca.in 0712-2454877 +91 98233 55433
Industrial infrastructure, government subsidies and financial growth planning
KAMDAR & DAGA / SUBSIDIES, LOANS & PROJECT FINANCE

Get expert guidance on Central and State Government subsidy schemes, business loans, and project finance. Kamdar & Daga helps businesses explore applicable incentives, prepare bankable project reports (DPR/CMA), and identify suitable financing options for industrial expansion, business growth, and property purchases—subject to eligibility and applicable policy norms.

01 / Primary Focus — Industrial & Government Subsidies

Subsidy Sectors & MSME Government Incentives

Complete subsidy advisory, eligibility assessment, project documentation and claim support across Central Government, Maharashtra and Madhya Pradesh industrial & sector policies.

State Policy

Maharashtra Incentives

Package Scheme of Incentives (PSI), Capital & Interest Subsidy, 100% Stamp Duty Waiver, Electricity Duty Exemption, SGST Refund, Textile, Logistics & Tourism Policies.

State Policy

Madhya Pradesh Incentives

MP Industrial Promotion Policy (MPIPS), Investment Promotion Assistance (up to 40% in eligible fixed assets), MSME Development Policy, Food Processing & Export Grants.

Pan-India Schemes

Central Govt. & MSME Incentives

MoFPI / PMKSY Cold Chain & Food Processing Grants, National Horticulture Board (NHB), Startup India, Women Entrepreneur Schemes, EPCG & DGFT Export Incentives.

Core Sector

Industries & Manufacturing

Capital investment subsidies, interest subvention, stamp duty waiver, electricity duty exemption and SGST reimbursement for new and expanding manufacturing & textile units.

Check industrial eligibility
MoFPI & State Grants

Food Processing

Central (MoFPI / PMKSY / PMFME) and State capital grants on eligible plant, machinery and technical civil works for food processing, dairy, milling and agro-industrial units.

Explore food processing grants
Infrastructure

Logistics, Warehouse & Cold Storage

Capital subsidies, interest subvention, stamp duty waivers and power concessions for warehousing, multi-modal logistics parks, packhouses and integrated cold chain facilities.

Explore logistics & cold storage
Hospitality Policy

Tourism & Hospitality

Capital incentives, SGST concessions, luxury/stamp duty exemptions and electricity duty waivers for hotels, resorts, eco-tourism, wellness centres and convention facilities.

Explore tourism incentives
NHB & Agri Schemes

Horticulture & Hi-Tech Agriculture

Credit-linked back-ended subsidies under National Horticulture Board (NHB) and State Agri-Policies for polyhouses, commercial horticulture, grading/ripening chambers and post-harvest units.

Check horticulture schemes
DGFT & Foreign Trade

Exports & DGFT Schemes

Zero customs duty import of machinery under EPCG, duty-free raw materials under Advance Authorisation, RoDTEP scrips, Duty Drawback and Export-Oriented Unit (EOU) incentives.

Explore export subsidies
Special Incentives

Women Entrepreneurs

Enhanced capital subsidy percentages, additional interest subvention, Stand-Up India / CGTMSE credit coverage and special industrial plot & policy benefits for women-led enterprises.

Consult on women-led schemes
MSME & Innovation

Start-Ups & MSME Enterprises

Udyam & DPIIT Startup registration, MSME capital & interest subsidies, ZED certification incentives, technology upgradation support and seed/early-stage project structuring.

Explore startup & MSME support
Hyderabad · Nagpur · Chhindwara

See the opportunity.
Understand the eligibility.

Many industrial incentives—such as stamp duty waivers, electricity duty exemptions and Eligibility Certificates—must be applied for prior to land registration or commercial production. Kamdar & Daga helps you verify eligibility early, prepare DPR & feasibility studies, and file compliant claims.

Modern Indian industrial manufacturing facility with solar roof panels and logistics infrastructure
02 / One-Stop Loan Solutions

All Types of Loans, Project Finance & Business Funding

Whether you need greenfield project finance above ₹1 crore, business expansion loans above ₹50 lakh, working capital limits, machinery finance, home loans or mortgage credit, Kamdar & Daga structures bankable proposals with Chartered Accountant precision.

Above ₹1 Crore

Project Finance (Greenfield & Expansion)

End-to-end capital structuring, term loan syndication, DSCR modelling and lender appraisal support for new manufacturing plants, hospitals, hotels and industrial expansions.

Explore project finance
Above ₹50 Lakh

Business & MSME Term Loans

Structured commercial credit, business expansion loans, limit enhancements and balance transfers for established SMEs, manufacturers, traders and service enterprises.

Explore business loans
CC · OD · BG · LC

Working Capital Finance (CC / OD / Trade)

Cash Credit (CC), Overdraft (OD), Working Capital Demand Loans (WCDL), Export Packing Credit, Bank Guarantees (BG) and Letters of Credit (LC) structured via MPBF & CMA norms.

Explore working capital
Capex & Equipment

Machinery, Medical & Equipment Loans

Dedicated term loans for indigenous or imported plant & machinery, CNC/textile/printing machines, solar plants, diagnostic hospital equipment and technology upgradation.

Explore machinery loans
Residential Finance

Home Loans, Construction & Balance Transfer

Complete consultancy for flat/house purchase, plot + self-construction, high-value home loan balance transfers and top-up loans for business owners, professionals and salaried buyers.

Explore home loans
Mortgage & Commercial

Loan Against Property (LAP) & Commercial Loans

Unlock high-value liquidity against residential, commercial or industrial property, purchase commercial offices/showrooms, or structure Lease Rental Discounting (LRD).

Enquire for LAP / commercial loan
Industrial Real Estate

MIDC Plot, Factory Shed & Warehouse Finance

Long-term construction and acquisition finance for MIDC industrial plots, factory buildings, agro-warehouses, cold chain units and logistics parks aligned with capital subsidies.

Explore industrial shed finance
Government-Backed Credit

CGTMSE, MSME & Women Entrepreneur Loans

Collateral-free / hybrid credit guarantee funding under CGTMSE, PMEGP, Stand-Up India and special MSME credit schemes for first-generation and women entrepreneurs.

Consult on MSME credit schemes
DPR · CMA · Feasibility

Project Reports (DPR), CMA Data & Feasibility Study

Bankable Detailed Project Reports, techno-economic feasibility studies, multi-year CMA projections and sensitivity analysis prepared by Chartered Accountants.

Explore DPR & feasibility
03 / How we work

Four clear steps from requirement to readiness.

Understand

We listen to your funding goal, project scope, business profile and timeline.

Assess

We review financial viability, broad eligibility parameters and relevant schemes.

Prepare

We organise projections, CMA data, project reports and supporting documents.

Guide

We assist through lender or department queries, compliance and next steps.

04 / Why Kamdar & Daga

Clarity at every step.

Chartered Accountant foundation

Established in 2011 with four partner CAs and offices in Nagpur, Hyderabad and Chhindwara.

Structured documentation

Clear financial statements, CMA data and project reports prepared before approaching lenders or authorities.

Integrated financial view

Loans, subsidies, audit, GST and compliance considered together rather than in silos.

Responsible guidance

Clear advice on process and eligibility—never unrealistic promises of sanction or subsidy approval.

About Kamdar & Daga
05 / Sectors

Industries we work with

View all industries
06 / Knowledge & resources

Clear guides for better decisions

Visit knowledge base
07 / Common questions

Straight answers before you begin

We assist projects across Manufacturing & Industries, Food Processing (MoFPI), Logistics & Cold Storage, Tourism, Horticulture, Exports (EPCG/DGFT), Women Entrepreneur schemes and Start-Ups under Maharashtra (PSI), Madhya Pradesh (MPIPS) and Central Government incentive policies.

We provide one-stop loan consultancy covering Project Finance (above ₹1 crore), Business & MSME Loans (above ₹50 lakh), Working Capital (CC/OD/BG/LC), Machinery & Equipment Finance, Home Loans, Loan Against Property (LAP), Industrial Shed Finance and CGTMSE/Startup credit, along with DPR, CMA and Feasibility Studies.

No. Loan approvals and subsidy sanctions depend on lender underwriting, government policy rules, project viability and applicant eligibility. Kamdar & Daga assists with planning, documentation, financial analysis and procedural guidance.

Yes—and that is the best stage to consult. Early review helps structure project cost, debt-equity mix, MSME registrations and pre-investment subsidy timelines before commitments are made.

More questions

Next step

Planning a loan, project or expansion?

Share your requirement with our Chartered Accountancy and financial consultancy team.

Discuss Your Funding Needs
Chat with KNDCA on WhatsApp