FINANCIAL CLARITY. PURPOSEFUL GROWTH. partners@kndca.in 0712-2454877 +91 98233 55433
Funding & Growth · Above ₹1 Crore

Project Finance Above ₹1 Crore

End-to-end financial structuring, lender readiness and debt syndication support for greenfield and expansion projects.

Overview

How this consultancy works

Setting up a new manufacturing plant, cold storage, hospital, warehouse or major expansion above ₹1 crore demands rigorous capital structuring. Institutional lenders evaluate technical feasibility, promoter contribution, Debt Service Coverage Ratio (DSCR), break-even sensitivity and implementation timelines before committing long-term debt.

KNDCA works alongside project promoters from early planning through financial closure—structuring optimal debt-equity mixes, preparing comprehensive Detailed Project Reports (DPR), aligning capital expenditure with industrial subsidy timelines and assisting through credit appraisal.

Who this is for

  • Promoters establishing greenfield manufacturing, agro-processing, textile, engineering or chemical plants.
  • Existing industrial units undertaking brownfield capacity expansion, backward integration or captive solar installation.
  • Infrastructure, logistics park, cold chain, healthcare and educational institution developers with project outlay above ₹1 crore.
  • Corporate borrowers requiring single-lender or consortium term debt alongside working capital limits.

How KNDCA assists

  • Structuring total project cost, means of finance, promoter equity margin and phased drawdown schedules.
  • Drafting bankable Detailed Project Reports (DPR) and multi-year financial models with DSCR, IRR and sensitivity analysis.
  • Coordinating project timelines with State and Central industrial subsidy cut-off dates so incentive eligibility is preserved.
  • Assisting promoters during lender site visits, TEV (Techno-Economic Viability) studies, credit committee queries and sanction condition review.
Common questions

Questions on Project Finance Above ₹1 Crore

While benchmarks vary by sector and lender policy, commercial banks generally look for an average DSCR between 1.40x and 1.75x and a minimum annual DSCR above 1.20x across the repayment period.

Most institutional project finance mandates require 25% to 35% promoter contribution towards project cost, though specific debt-equity ratios depend on borrower rating, collateral and scheme guidelines.

Yes. Engaging before capital expenditure begins ensures that project cost components, bank appraisal norms and government subsidy registration dates remain properly aligned.

Next step

Planning project finance above ₹1 crore?

Share your requirement with our Chartered Accountancy and financial consultancy team.

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